Which Firearm Is More Dangerous?

Another anxiety-infested loner takes out people in a gun-free zone and again we hear the call to ban “Assault Weapons!” One guy I debated on Facebook actually posted “We need to do something!”  What that something is of course is an unknown other than to ban assault weapons. What’s an assault weapon? Of course noone … Read moreWhich Firearm Is More Dangerous?

Update Your Beneficiary Designations – NOW!

Beneficiary Designations may be the most important aspect to ANY inheritance plan. Who gets your money when you die? I talk about this a lot in fact. Here, here and in other articles throughout my blog, like here. So, it goes without saying that I am a beneficiary designation fiend.  It’s absolutely inexplicable to have not … Read moreUpdate Your Beneficiary Designations – NOW!

#1 Thing To Do BEFORE You Change Jobs- Understand Your Life Insurance

DO NOT RELY ON YOUR EMPLOYER FOR LIFE INSURANCE When it comes to financial planning life insurance is one area that is often overlooked.  I’ve asked many clients about their life insurance coverage only to be told dismissively, “I have it  through work.” “Really? What exactly do you have?” I ask them. At that point, there … Read more#1 Thing To Do BEFORE You Change Jobs- Understand Your Life Insurance

#1 Prep Item? A French Press

Last year, I wrote about my love of a French Press for coffee and how it also doubles as a most wonderful Prep item. I told you that you should never run a coffee machine when you’re on back-up power. You should never run any electric heating devices actually. But if you’re like me, hot … Read more#1 Prep Item? A French Press

Don’t Do This! Very Bad Financial Planning Advice…

Folks, I realize financial planners get a somewhat deserved bad-rap. After all, many are truly little more than investment counselors claiming they are “financial advisors” or “financial planners”. This ticks me off actually. Don’t hold yourself out as a “Financial Planner” if you’re only doing investment management!  That hurts the people who need true financial … Read moreDon’t Do This! Very Bad Financial Planning Advice…

How Economic Game Theory Tells Me To NOT Watch The Patriots

Game Theory is relatively new concept in economics that studies decision making by “rational” human beings.  The reason for the “scare quotes” on rational is because human beings, by design, are NOT rational.  However, much of economic theory would have us believe we are.  But that’s a debate for another post. Doesn’t Make Economic Sense … Read moreHow Economic Game Theory Tells Me To NOT Watch The Patriots

Want Sustainability? Privatize Public Lands!

An interesting tidbit from the most recent Popular Mechanics magazine: “I find it remarkable that four centuries after Europeans arrived here, there is still plenty of wood to harvest. To me, that’s an under-told tribute to the forest products industry.” Now, for the uninformed this simple statement might not seem like much, but that it … Read moreWant Sustainability? Privatize Public Lands!

Do YOU Have A Revocable Living Trust? What’s In It?

Folks, I can not even begin to tell you how many clients have said to me they have elaborate trusts set up and then when I ask them “what’s in that trust?” they stare at me with blank faces. It’s not their fault. It’s the fault of their financial professionals who neglected to tell them … Read moreDo YOU Have A Revocable Living Trust? What’s In It?

Islam Is Not The Enemy, Spineless Christianity Is

I believe Jesus Christ rose from the dead to free ALL of humanity from our sins.  I also believe that the Lord, God, desires a personal, loving relationship with every human being on this earth.  Muslims believe neither of these things.  Thus the Christian religion and the Islam religion, while alike in many aspects, differ … Read moreIslam Is Not The Enemy, Spineless Christianity Is